The Ultimate Guide To Life Planning For Women Over 40

This guide covers everything from career planning and finances to relationships and ageing gracefully. Although it’s aimed at women over 40, there are tips that can be applied by anyone who wants a happier life.

After 40, it may seem as if the best years of life have already gone by. After all, you’ve had a successful career and maybe even raised children, so what else is there to do but relax?

If this sounds like your idea of happiness, think again. At midlife women are faced with many challenges that they need to embrace and learn to love. The good news is that the middle-age years can turn out to be some of the best – if you know what you’re doing.

If you need a little help getting started, here are 52 suggestions of things to consider doing in order to make your 40s amazing.

Life Planning Tips for Women Over 40

Table Of Contents

1. Don’t look back with regret

Even if your 40s seem to be drifting along, it’s time to stop and really appreciate what you’ve achieved so far. It’s easy for women over 40 to focus on what hasn’t been as successful as they’d like – the career that didn’t grow, a wedding that never happened or a child that’s gone overseas. It doesn’t matter how many achievements you have in your name, it can also be easy to focus on something you didn’t do rather than what you did achieve.

So make a list of everything good that happened over the past 12 months, whether it was working hard and getting a promotion or being at peace with yourself and your life. If you don’t feel grateful for what’s happened in the last year, then make a list of what makes you happy – even if it’s as simple as buying yourself flowers on a Wednesday afternoon because you deserve them.

2. Have some fun

There are so many things to do at this stage of life, even if you’ve been working hard for a long time. You can take up new sports, learn a new language or just try something different because it’s always good to have a change of pace in your life.

3. Get involved

No matter where you live, there’s no need to be an outsider when it comes to the things that are going on around you. There are always things that need to be done for your neighbourhood, town or city – and it’s up to you whether you join in or not.

4. Don’t sweat the small stuff

You’ve had a lot of practice over the last 40 years so there’s no point getting angry, anxious or annoyed about the little things. You’re stronger than you think, and you can get through anything if it’s the right thing to do.

5. Have a happy relationship with money

That doesn’t mean spending all of your days looking for bargains that aren’t there or getting involved in products that are over-hyped but not worth buying at any price. Money is something that needs to be respected, and if you don’t have enough, then it’s time to pay attention rather than ignore it.

6. Take care of your body

There will always be people who think they’re doing you a favour by telling you what to do or which product is best for whatever ailment you may have. You don’t need to fall for this kind of marketing, and it’s up to you to realise that the only person who knows what’s right for your body is you.

7. Take care of your soul

Just like the body needs regular exercise in order to stay healthy, so does the mind. If there are things bothering you – for example, if your work or home life isn’t working for you – then don’t ignore it. You’ll feel more secure and happier once you decide to take a break from the things that aren’t right.

8. Spread the word

You may be older than 40, but that doesn’t mean you can’t help others who are just starting out or who may feel like they’re at a disadvantage. There’s no need to be an expert, just share what you know with anyone who needs your wisdom and guidance.

9. Be kind

If someone is rude to you or if something in the world makes you sad – whether it’s a news story on the television or a particularly nasty response from a stranger – don’t hold onto it.

10. Accept your feelings

Life Planning for Women Over 40
~Life Planning for Women Over 40

The human brain will always think the worst of things, even when there’s nothing to worry about. During her 40s, a woman’s brain can focus on problems that are years away while ignoring the good things right in front of her eyes. So take a moment to say “I accept how I feel right now” and then do something about it.

11. Believe in yourself

It’s easy for anyone to doubt their talents, skills or abilities when they haven’t been successful at something. The key is to trust that you’ll get the result you want once you’re honest with yourself and your abilities.

12. Take care of your mental health

Just like your body needs regular exercise in order to stay healthy, so does the mind. If there are things bothering you – for example, if your work or home life isn’t working for you – then don’t ignore it. You’ll feel more secure and happier once you decide to take a break from the things that aren’t right.

13. Regret nothing

You’ve lived a long time and experienced so many things, so there’s no reason to regret anything you’ve done in your life – even if something went wrong or it didn’t work out as expected. “I don’t regret anything,” said actress Helen Mirren, who turns 66 this month. “Everything I’ve done is for a reason.”

14. Be flexible

You know what they say: Life doesn’t always go according to plan, and that’s OK as long as you adjust accordingly. As your body gets older, it may take longer to recover from physical activity or stressful situations, but that doesn’t mean you have to give up what you love or take unnecessary risks.

15. Look for the good in others

Don’t judge everyone based on their appearance, words or actions because you never know what’s going on in someone else’s life – and that includes yourself. When it comes to other people, think about how they could help you or advise you rather than judging them.

16. Look for the good in yourself

Don’t judge everyone based on their appearance, words or actions because you never know what’s going on in someone else’s life – and that includes yourself. When it comes to other people, think about how they could help you or advise you rather than judging them.

17. Take control of your health

Your doctor is there to help you, but it’s up to you to maintain a healthy lifestyle that will ensure you enjoy life for many years to come. Don’t be afraid to ask questions or voice your concerns – after all, no one knows your body better than yourself! Over 40 and still feisty? Then try the same quiz

18. Have faith

It’s easier for some people to believe in God or a higher power, but that doesn’t mean you have to be religious in order to appreciate something bigger than yourself. Close your eyes and imagine how insignificant you are compared with all of creation. That alone can give you a sense of peace and reassurance.

19. Be fair

You’ve probably been on both sides of this, so try to give people a second chance when they’ve made a mistake. Whether it’s your child or relative who wants to give something new a try or an employee at work who needs another chance, take the time to be understanding and forgiving.

20. Take care of your relationships

Don’t rush into new friendships or romantic relationships; instead, try to become a friend first and then gradually let the relationship progress naturally. Just because you’re getting older doesn’t mean you have to settle for anything less than what you really want out of life – including your relationships.

21. Celebrate your body

Don’t fall into the trap of constantly judging and criticizing what you see in the mirror. You’re not perfect, but who is?! Instead of focusing on all the things you don’t like about your body, do everything possible to take care of it – including saying no to alcohol and tobacco products – so that you can have a long, healthy life. 22. Stay away from drugs and alcohol

If you’re going to drink, then do so only in moderation and avoid all illegal substances at all costs – there’s no such thing as a “safe” drug when it comes to your health. You don’t need any artificial chemicals or substances to have fun; instead, focus on being social, exercising and doing other things that will make you feel good.

23. Reach out for help

If you’re going through something difficult like a health issue or the death of someone close to you, don’t keep it all bottled up inside – reach out to a friend or family member instead, so that you can get the support you need. Feeling so happy over 40? Then try the same quiz!

24. Be honest

It’s easy to lie and not face up to reality, but admitting your mistakes or talking about how you feel is a sign of strength, not weakness – plus it can help you move on from whatever problem you’re facing. Don’t be afraid to talk to a counsellor or someone else you trust in order to help you get through whatever challenge life has given you.

25. Keep learning something new

Eschew all things mundane, boresome and routine – it’s vital for your mental health that you continue seeking new adventures. Not only will this help you live longer, but it will also add variety and a sense of purpose to your life.

26. Make things better for others

If you’re fortunate enough, then consider giving back some of your good fortunes by helping out those who have less than you do – either monetarily or with your time. Whether it’s feeding the homeless or volunteering at a shelter, everyone benefits when others give back.

27. Stay focused on what’s really important

You can spend every second of your life thinking about all the things you have to do, but in reality, only a few of those tasks will have a real impact on your happiness and well-being. Set aside time each day to think about your priorities – including work, family and health – and make sure those things come first.

28. Don’t struggle with comparison

This is another one of life’s traps that we all fall into at some point or another. Instead of thinking about how your life compares to someone else’s, focus on what you can do to improve it instead of feeling sorry for yourself because someone has more money than you do.

29. Don’t be a perfectionist

There’s no such thing as a perfect person or being; instead of wasting your time thinking about what could have been, forgive yourself for mistakes and try again with renewed dedication.

30. Be spontaneous

If you’re always doing the same old thing, then it will be easy to become bored, which will lead to a drop in your happiness. Instead, make it a point to do one unexpected or spontaneous thing each week – like going out for a drink with friends or taking a day trip somewhere new – so that you can keep things fresh and avoid an early death.

31. Join a community group

If you’re worried that you’ll grow old alone, then do something to combat that fear – like joining a church or community group where you can find like-minded people who share your interests. You could also try engaging in “tribe” activities with trusted friends; it may not be as official as the above groups, but it will give you the same benefits all the same.

32. Think good thoughts

It might sound too simple to be true, but the power of positive thinking is real – if you think that something won’t happen or can’t be done, then it will never come true. Instead of focusing on how bad things are, set your thoughts on what could go right instead – and before you know it, your positive thinking will become a reality.

33. Don’t let yourself get taken advantage of

Too many people let others walk all over them – but everybody can take charge of their life and be assertive when necessary. You don’t have to gossip with the office ladies about your colleague or push around the older woman at the grocery store. Just use your words and stand up for yourself when you have to – you’ll be glad that you did!

34. Give love, not advice

Your life is your own; don’t try to change it by telling others the way it should be or how they can fix it. Instead, help them if they ask for assistance, but otherwise, let other people live their own lives the way they see fit.

35. Stop making excuses

We all have days when we don’t feel like doing something or are just plain lazy – however, if you’re constantly finding reasons not to do things that are part of your life plan, then you’ll never get anywhere. If you want to live a great life, then do the things that help you get there; it’s as simple as that.

36. Don’t take social media too seriously

Although they’re an excellent way to connect with others, remember that sites like Facebook and Twitter are just tools – and no matter how many followers or likes you have, they won’t directly help you achieve your life goals. Don’t let them distract you from what’s most important – and if necessary, cut back on the time that you spend on these sites so that the time left can be used to grow as a human being.

37. Learn something new

Remember when you were in school and had to learn a new skill or concept? Remember how good it felt to know something that nobody else did and how much it helped you in your work? Well, the time has come to hop off of Facebook for an hour each day and learn something that can help you grow. It doesn’t have to be anything fancy – just sign up for an online course in a subject that might interest you and start learning!

38. Get up when the alarm goes off

Too many people lay in bed for hours after their alarm clock goes off, dreading the coming day because they don’t want to deal with whatever’s ahead of them. Instead, change your mindset so that getting out of bed each morning is something that you look forward to doing. If the day ahead is going to be difficult, then just get started and take it one task at a time so that once your workday is done, you can sit back with a smile!

39. Don’t be afraid of failure

Nobody – not even the most successful people on the planet – has gotten to where they are without experiencing the occasional failure. Instead of allowing fear to hold you back from pursuing your dreams, look at all your past failures as learning experiences and keep moving forward!

40. Stop trying to be perfect

Being perfect is impossible; it’s not something that anyone can achieve and those who try usually end up miserable. So forget about trying to meet some unrealistic standard of flawlessness and be yourself instead. Your flaws are what make you unique, so embrace them and move forward confidently!

41. Work hard towards your goals

There’s no such thing as luck; if you want something badly enough, then work hard for it. No matter how far off your dream might seem, stay dedicated and focused on it and that dream will become a reality.

42. Stop looking for love in all the wrong places

If you’re constantly hopping from one relationship to another without ever finding what you seek or even if you want to be single but can’t find dates, then take a look at your current lifestyle and see where you could improve it. For example, do you want to find love but are constantly at the bar on Thursday night? Try meeting new people by volunteering or taking a class in painting; remember, if you change your life for the better, then there’s no telling what might happen!

43. Don’t think too far ahead

If you’re constantly thinking about where you want to be in five years, then you’re missing out on a lot of the fun that’s happening right now. Be present and enjoy your current situation, because it’s really all we have; tomorrow could be gone before you even know what hit it!

44. Learn how to say no

As women, we have a tendency to overextend ourselves and spread ourselves too thin. We forget what we’re capable of doing, and then our work suffers for it. To learn how to say no when you need to do so; there are going to be times in your life when it’s necessary, but know that the ability to say no comes with experience – you can’t just jump into it if you’ve never said no before.

45. Let go of your resentments

When you hold onto resentment, then you’re not doing anything but hurting yourself by letting that negativity control your life. The only person who’s hurt in the long run is you, so learn to let go and move on.

46. Take an emotional inventory

Though it sounds silly, taking an “emotional inventory” can tell you a lot about your relationship with yourself and the world around you. When you take that time to really look inwards, then you’re more likely to understand how best to improve upon aspects of your life that might be lacking. This exercise is a good one to do once per year, but you can also take an emotional inventory whenever you feel like it just for the heck of it.

47. Let go of your past

Those memories are gone; there’s no way to get them back so what does it matter what happened in the past? It’s better to remember the past for what it was and leave it there.

48. Don’t hold on to things that don’t matter

Between your old clothes, broken electronics, and the pack of hair ties that you’ve had since high school are a lot of things that you could probably get rid of right now if they’re just weighing down your life like dead weight. Take a moment to get rid of the excess and focus on what really matters.

49. Don’t forget how strong you are

Being a woman means that we have to be strong; we have to work twice as hard in order to prove ourselves in this world that is still mostly run by men. But if you forget just how strong women really are, then you might start to believe that the setbacks in your life would’ve never happened if only men were better at giving women a chance. The truth is, men don’t have anything to do with our success; it’s just up to us as women to prove ourselves and work hard towards our goals, no matter what anyone else says or thinks!

50. Give yourself a break

It’s easy to forget that we’re only human and prone to mistakes like everyone else, but it’s also important not to beat ourselves up too much for the occasional mistake; you’ll just end up feeling worse than you already do in the long run when things don’t go as planned. So take a moment to pat yourself on the back for all that you do, and don’t forget to give yourself a break.

51. Enjoy your alone time

When was the last time that you really took some time out of your day just to think? Taking some alone time is important so that you can use your own thoughts as a way to create some kind of clarity within your own mind.

52. Try to set realistic goals for yourself

Right now, you’re probably getting a lot of unrealistic goals for yourself in an attempt to propel your life forward at a faster pace; we all want that, don’t we? The thing is though if you have too many impossible dreams and not much of a plan to achieve them, then your life is just going to be that much more frustrating. So slow down and focus on creating reasonable goals for yourself instead of stressing over those unrealistic ones.

Summary: Life Planning Tips for Women Over 40

This blog post is about the top 52 life lessons for women over forty, and how they can help you make the most of your life in your 40s.

These are some of the most important things that we learn as we get older, but it’s also easy to forget these lessons when we’re caught up with other responsibilities or obligations in our lives.

So take a moment to read through this list – maybe there will be one thing that you can apply to your own life today!

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